MicroFinTech

Expanding Financial Inclusion with Cost-Cutting Innovation

von Roberto Moro-Visconti

272 Seiten, Taschenbuch

Kurzbeschreibung des Verlags

Microfinance is a renowned albeit controversial solution for giving financial access to the unbanked, even if micro-transactions increase costs, limiting outreach potential. The economic and financial sustainability of Microfinance Institutions (MFIs) is a prerequisite for widening a potentially unlimited client base. Automation decreases costs, expanding the outreach potential, and improving transparency and efficiency. Technological solutions range from branchless mobile banking to geo-localization of customers, digital/social networking for group lending, blockchain validation, big data, and artificial intelligence, up to “MicroFinTech” - FinTech applications adapted to microfinance. Of interest to both scholars, students, and professors of financial technology and microfinance, this book examines these trendy solutions comprehensively, going beyond the existing literature and showing potential applications to the traditional sustainability versus outreach trade-off.

• Reihe: Palgrave Studies in Financial Services Technology
• Themen: Wirtschaftswissenschaft, Finanzen, Betriebswirtschaft und Management Finanz- und Rechnungswesen Finanzenwesen und Finanzindustrie
• ISBN: 9783030803964
• Sprache: Englisch
• Erscheinungsdatum: 08.09.2022
• Größe: 21 x 14.8 cm
• Verlag: Springer International Publishing