The Effect of Mobile Banking Systems on The Survival of Traditional Banks in Cameroon

von Penn Emmanuel Mbuh

164 Seiten, Taschenbuch

Kurzbeschreibung des Verlags

Before the existence of electronic devices, money was saved, transferred, and withdrawn physically from banks using traditional banking operations. However, with innovations in banking technology, people can now carry out basic banking transactions such as cash deposit, withdrawals and money transfers from any part of the world without any physical contact. According to empirical studies, it has been observed that; the rise in money banking operations has an increased likelihood to phase out the existence of traditional banking operations in most countries.It is on this premise that this research sought to examine the influence of mobile banking systems on the survival of traditional banks in Cameroon. A quantitative research method was used to test four hypotheses. Primary data was collected using structured questionnaires involving 400 participants engaged in both mobile and traditional banking operations within the Yaounde metropolis of the center region of Cameroon. Findings from the study revealed that remote account access has a significant positive statistical influence on the survival of traditional banking operations in Yaounde [ µ = 0.00, r = 0.244]. In addition, the study posits that the availability of digital bank information has a positive statistical significant influence on the survival of traditional banks within the Yaounde metropolis [ µ = 0.00, r = 0.161]. This research concluded that the integration of mobile banking technologies and services has an increased likelihood to enhance the sustainability of the traditional banking system in the Yaounde metropolis of Cameroon. In effect, for traditional banks to remain sustainable, they must integrate mobile banking technologies in order to increase their market share and revenues likewise, traditional banks without mobile banking services are more likely to phase out due to intense market competition. The study, therefore, recommends that all financial institutions should include mobile banking services, especially remote access to the account and online availability of account information

• Themen: Wirtschaftswissenschaft, Finanzen, Betriebswirtschaft und Management Finanz- und Rechnungswesen Finanzenwesen und Finanzindustrie
• ISBN: 9783389210000
• Sprache: Englisch
• Erscheinungsdatum: 16.06.2026
• Größe: 210 x 148 mm
• Verlag: GRIN Verlag