Debt-Free in 12 Months

The Step-by-Step Debt Payoff Plan to Eliminate Credit Card Debt, Stop Living Paycheck to Paycheck, Build an Emergency Fund, and Take Back Control of Your Money

von Odain Durrant

44 Seiten, Taschenbuch

Kurzbeschreibung des Verlags

Debt-Free in 12 MonthsThe Step-by-Step Debt Payoff Plan to Eliminate Credit Card Debt, Stop Living Paycheck to Paycheck, Build an Emergency Fund, and Take Back Control of Your MoneyWhat if the next 12 months could completely change your relationship with money?If credit card balances, personal loans, monthly payments, and unexpected expenses have left you feeling trapped, Debt-Free in 12 Months gives you a practical roadmap to take back control-one month at a time.This is not another book telling you to "spend less" and hope for the best. It is a structured debt elimination system designed to help you understand exactly where your money is going, find extra cash, increase your income, attack your debt strategically, and build financial breathing room.Inside, you'll discover how to: - Create a complete debt payoff plan without feeling overwhelmed- Organize your credit cards, loans, balances, interest rates, and payments- Choose between the debt snowball and debt avalanche strategies- Find hidden money in your existing budget- Reduce unnecessary expenses without making life miserable- Start practical side hustles and increase your income- Negotiate for lower interest rates and better payment terms- Build a $500-$1,000 emergency fund while paying down debt- Handle unexpected expenses without immediately reaching for a credit card- Roll freed-up payments into your remaining debts- Stay motivated when progress feels slow- Prepare your finances for life after debt- Build a larger emergency fund and avoid lifestyle inflation- Create a system that helps you stay debt-freeWhether you owe $5,000, $15,000, $30,000, or more, the goal is the same: stop letting yesterday's spending control tomorrow's paycheck.You don't need a perfect financial history. You don't need to make six figures. And you don't need to figure everything out at once.You need a plan you can actually follow.Your debt has a number. Your number has a plan. And your plan starts today.If you're ready to stop surviving from paycheck to paycheck, eliminate consumer debt, and build a future where your money works for you, this book is your step-by-step guide.

• ISBN: 9798172129810
• Sprache: Englisch
• Erscheinungsdatum: 21.08.2026
• Größe: 229 x 152 mm
• Verlag: Amazon Digital Services LLC - Kdp