Personal Finance Basics

A Beginner's Guide to Budgeting, Saving, and Building Wealth

von Charles Richmann

84 Seiten, Taschenbuch

Kurzbeschreibung des Verlags

Nobody taught you this in school - and it's not too late to learn it properly.

A clear, honest introduction to personal finance: no jargon, no hype, no promises of getting rich quick. Just the foundational skills that actually determine financial security.

Inside, you'll find:

- The real difference between income and net worth - and why only one of them actually matters- How to build a budget you'll actually stick to, using the 50/30/20 rule as a flexible starting point- Why an emergency fund comes before investing, and exactly how big it should be- Good debt vs. bad debt, and a clear comparison of the debt snowball vs. debt avalanche payoff strategies- What actually moves your credit score, and how to use credit cards without getting burned- Index funds, retirement accounts, and risk explained without hype or jargon- The behavioral mistakes that trip up most beginner investors - and how to avoid them

Written as honest financial education, not personalized advice - every chapter is direct, practical, and free of the vague hype common in this category.

Scroll up and start building your financial foundation today.

• Reihe: Independently published
• ISBN: 9798175618045
• Sprache: Englisch
• Erscheinungsdatum: 19.09.2026
• Größe: 229 x 152 mm
• Verlag: Independently published