Profitable, Not Broke

A 13-Week Small Business Cash Flow Management System For Owners Who Are Done Guessing.

von Flora Njeri Kabiru

170 Seiten, Taschenbuch

Kurzbeschreibung des Verlags

Your P&L says you are profitable. Your bank account says you're broke.You did the work. You sent the invoice. Revenue is on the books. Yet payroll is due, a client is late again, and your account balance is forcing you to do anxious mental arithmetic at midnight.That is not a character flaw. It is a timing problem.For freelancers, solo-preneurs, and service-based agency owners, Profitable, Not Broke is the practical small business cash flow guide that explains why a healthy profit-and-loss statement can coexist with an empty bank account and exactly what to do about it.Flora Kabiru replaces vague financial advice with a simple, mechanical method you can run without an accounting degree, complicated software, or a dozen bank accounts. In under an hour, you will build a rolling 13-week cash map that shows what is actually coming in, what is actually going out, and where trouble will hit before it becomes an emergency. Then, with a 15-minute Monday ritual, you will keep that visibility week after week.No more guessing whether you can make payroll. No more treating a late invoice as a surprise. No more discovering that the tax money you spent was never yours to spend.Inside, you will learn how to: - See the Future: Build a 13-week rolling forecast in under an hour using only your real bank balance, expected payments, and dated bills.- Diagnose the Leak: Find the hidden pattern behind your financial stress: timing mismatch, feast-or-famine income, recurring-cost leaks, or an inadequate reserve.- Smooth Irregular Income: Handle unpredictable freelance finances with a practical Confirmed, Probable, and Floor method instead of optimistic revenue guesses.- Structure Your Accounts: Set up the right number of accounts for your stage one, three, or five-so operating money, taxes, and reserves stop getting confused.- Build a Real Cushion: Create a cash reserve sized to your actual income volatility, protecting payroll and tax obligations before optional opportunities.- Get Paid Faster: Use clear deposit, net-term, early-payment, milestone-billing, and overdue-invoice follow-up scripts.- End the Tax Scramble: Automate tax set-asides and set a sustainable owner-pay amount without starving the business that pays you.This is business management for people who need clarity, not corporate finance jargon. Whether you are a designer, consultant, coach, freelancer, or agency owner, you will learn how to turn small business cash flow from a source of dread into a calm weekly decision-making habit.Click "Buy Now" and replace bank-balance panic with a clear plan for every dollar before it is needed.

• ISBN: 9798192671269
• Sprache: Englisch
• Erscheinungsdatum: 16.08.2026
• Größe: 229 x 152 mm
• Verlag: Amazon Digital Services LLC - Kdp